What is ULIP (Unit Linked Insurance Plan) in Tamil | Insurance & Stock Market | Investment Planning

  • 🎬 Video
  • ℹ️ Published 2 years ago


Fin Basics is the home to all your basic financial knowledge. We aim to bring about the solutions for all your basic financial problems and questions which we face in our everyday life in our very own native language.

In this video, we tell you the complete details about ULIP, its advantages, and disadvantages. We also give a comparison between endowment plans, Mutual Funds, and ULIPS.

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💬 Comments

Good video.one small suggestion. Always provide a sample calculation to understand the content better.

Author — Sriram R


I really appreciate you guys.. you are doing really a Great job! I really like your way of presentation which is Simple, Clear and most importantly very useful. keep rocking!!!!

Author — suresh selvam


Hi bros...Video is clear... Could you share about SBI life smart wealth builder plan.. it will be helpful for us.. thanks 🎉

Author — Perumal Rajendran


Bro nice video!! I have invested in ICICI ULIP Maximiser fund V for the past 2 years! 50000 pa
Now it has grown to 130000 around! After seeing many videos I was in a mood to withdraw after 5 years... After seeing a positive note from u guys will hold it for long years!

Author — Kiruthika Mahalingam


Best video with very good clarity and explanation.. keep going bros



I prefer to have Investment separate and Insurance Separate. Both should not be combined. When I don't know much about ULIP, I was convinced by a Bank Manager and I purchased ULIP. Thankfully I saw the policy illustration and the next day itself I took the free look and exited. Incurred a minimum loss

Author — rajesh v


Ulip is very drawback points more expensive cost comparison to another saving plans- please explain

Author — Abu Bakker Khateeb


@Finbasics, could you please suggest good Ulip plan as of now

Author — jack


Hi bro, I have opened Ponmagan saving scheme for my son. Under 80c on which category (LIP, HLP, ULIP...) I can file this scheme

Author — Prakash N


Hii bro
I am like ur video
Bro cpse etf pathi konjam explain pannuinga bro yethala investment panna Enna benefits long term dividened kadaikuma

Author — Rs Kumaran


Bro please help me.

I joined in TATA AIA plan for 10 years SIP and 11 years have to hold it. Total 21 years.

Plan names :

ULIP plan.
TATA AIA life insurance fortune pro - 7247rs

Saving plan-
TATA AIA life insurance smart incoming plus

Per month total 15k investment
Per annual total 1.8 L
10 years ku 18 L investment Pannanum.

30 days policy return pannalaam
If I don't like this

I need your suggestions
At the end of time 2 crores kidaikum nu solraanga.

Shall I believe them or cancel it ?

Author — Time Pass


Bro HDFC "SL Crest" plan is best ha? it is yearly 50000. duration 5 year. Shall we take the plan? For tax saving.

Author — Ranjith N


Hello brothers.
Nice explanation.
I have some doubt. I invested by 2017 in SBI life smart Elite gold option ULIP plan for 10 years.
I paided totally 5 years 15L. Each year 3L. As per my sbi agent instructed sure will get 32L during 2027 maturity period.

Is this true?
Bz currently on 6th year now In SBI fund value shows 1647000 Rs.
How the amount will be reach 30L by 2027?
I dont about this calculation. Pls explain

Author — Balaji Saranya


I have Hdfc pro growth plus plan yearly 25 k . I completed 7 years now. Can I close this plan or wait upto 15 years?

Author — mohamed hanifa


Is maturity amount fully tax free or any conditions there ?

Author — Tweety P


Hi Sir. I have invested in HDFC SANCHAY PAR ADVANTAGE and paid my first premium.i have not received any payouts yet. It has crossed almost 8 month of plan
. How can I cancel plan now without losing any capitals.
Pls reply

Author — meera rowther


Good one. Any good product to choose? Got call frm my vrm for tata fortune pro

Author — parths p.v


Is Sbi privellage insurance Good or bad?

Author — Palani Samy.R


life insurance nu soningla athula human medical insurance or nan vangura unitsku safety/damage insurance ah ?

Author — Ramaraj Ramdoss


Tata Aia Life Insurance Smart Sampoorna Raksha this plan worth ha bro

Author — ravanth pare